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New York Reverse Mortgages

 

Albany NY - New York reverse mortgage -- Streamline Mortgage , Albany County      Click to request assistance
Albany NY - New York home equity loan -- First Rate Funding , Albany County      Click to request assistance
Albany NY - New York reverse mortgage -- First Niagara Mortgage , Albany County      Click to request assistance
Amagansett NY - New York home equity loan -- Hamptons Mortgage Corp , Suffolk County      Click to request assistance
Babylon NY - New York reverse mortgage -- Babylon Funding Group Inc , Suffolk County      Click to request assistance
Baldwinsville NY - New York home equity loan -- Territory Mortgage, Inc , Onondaga County      Click to request assistance
Binghamton NY - New York reverse mortgage -- Horizons Federal Credit Union , Broome County      Click to request assistance
Binghamton NY - New York home equity loan -- Partners Trust , Broome County      Click to request assistance
Bllprt NY - New York reverse mortgage -- Safe Harbor Reverse Mortgage Lenders , Suffolk County      Click to request assistance
Bronx NY - New York home equity loan -- Reliable Financing Services. LTD , Bronx County      Click to request assistance
Bronx NY - New York reverse mortgage -- 1 Andrew Lichtenstein Capital Markets , Bronx County      Click to request assistance
Brooklyn NY - New York home equity loan -- ABC Real Estate Services, Inc. , Kings County      Click to request assistance
Brooklyn NY - New York reverse mortgage -- First American Equities , Kings County      Click to request assistance
Brooklyn NY - New York home equity loan -- Rigonda Financial Group, LLC , Kings County      Click to request assistance
Brooklyn NY - New York reverse mortgage -- Eagle Nationwide Mortgage Co. , Kings County      Click to request assistance
Brooklyn NY - New York home equity loan -- Funding America , Kings County      Click to request assistance
Canandaigua NY - New York reverse mortgage -- First Rochester Mortgage Corp, Ontario County      Click to request assistance
Carle Place NY - New York home equity loan -- Madison Home Equities , Nassau County      Click to request assistance
Cedarhurst NY - New York reverse mortgage -- Schoenfeld Glickman Maloy Inc , Nassau County      Click to request assistance
Center Moriches NY - New York home equity loan -- National City Mortgage , Suffolk County      Click to request assistance
Clftn Prk NY - New York reverse mortgage -- First Saratoga Funding Inc , Saratoga County      Click to request assistance
Cliffton Park NY - New York home equity loan -- Proline Mortgage Corp , Saratoga County      Click to request assistance
Cobleskill NY - New York home equity loan -- First Pioneer Farm Credit , Schoharie County      Click to request assistance
Cobleskill NY - New York reverse mortgage -- Bank Of Richmondville , Schoharie County      Click to request assistance
Conklin NY - New York home equity loan -- Peoples National Bank , Broome County      Click to request assistance
Cooperstown NY - New York reverse mortgage -- Leatherstocking Group Inc , Otsego County      Click to request assistance
Cooperstown NY - New York home equity loan -- Leatherstocking Region Federal Credit Union , Otsego County      Click to request assistance
Corning NY - New York reverse mortgage -- Corning Credit Union , Steuben County      Click to request assistance
Deer Park NY - New York home equity loan -- Prestige Commercial Corp , Suffolk County      Click to request assistance
East Hampton NY - New York reverse mortgage -- Hamptons Mortgage Corp , Suffolk County      Click to request assistance
East Setauket NY - New York home equity loan -- Old Field Mortgage , Suffolk County      Click to request assistance
East Syracuse NY - New York home equity loan -- Homestead Financial Services , Onondaga County      Click to request assistance
East Syracuse NY - New York reverse mortgage -- Reverse Mortgage , Onondaga County      Click to request assistance
East Syracuse NY - New York home equity loan -- JC Mortgage Corporation , Onondaga County      Click to request assistance
Ellenville NY - New York reverse mortgage -- Catskill Hudson Bank , Ulster County      Click to request assistance
Elmira NY - New York home equity loan -- Twin Tier Mortgage , Chemung County      Click to request assistance
Elmira NY - New York reverse mortgage -- Visions Federal Credit Union , Chemung County      Click to request assistance
Endicott NY - New York home equity loan -- Visions Federal Credit Union , Broome County      Click to request assistance
Fonda NY - New York reverse mortgage -- Act Now Mortgage Corp. , Montgomery County      Click to request assistance
Franklin Square NY - New York home equity loan -- Equity Search Of Long Island , Nassau County      Click to request assistance
Glens Falls NY - New York home equity loan -- Adirondack Mortgage Service , Warren County      Click to request assistance
Goshen NY - New York reverse mortgage -- Ulster Savings Bank , Orange County      Click to request assistance
Gouverneur NY - New York home equity loan -- Northern Federal Credit Union , St Lawrence County      Click to request assistance
Great Neck NY - New York reverse mortgage -- Finance Group LLC The , Nassau County      Click to request assistance
Great Neck NY - New York home equity loan -- Noah Star Mortgage , Nassau County      Click to request assistance
Hampton Bays NY - New York reverse mortgage -- Crestview Mortgage Corp , Suffolk County      Click to request assistance
Hauppauge NY - New York home equity loan -- Mortgage Shop The , Suffolk County      Click to request assistance
Hicksville NY - New York reverse mortgage -- Senior Funding Group , Nassau County      Click to request assistance
Irvington NY - New York home equity loan -- Sunnyside Federal Savings & Loan , Westchester County      Click to request assistance
Ithaca NY - New York reverse mortgage -- CFCU Community Credit Union , Tompkins County      Click to request assistance
Kings Park NY - New York home equity loan -- Accurate Capital Corp , Suffolk County      Click to request assistance
Kingston NY - New York reverse mortgage -- Eagle Nation Wide Mortgage Co. , Ulster County      Click to request assistance
Lake Katrine NY - New York home equity loan -- Advantage Financial Services , Ulster County      Click to request assistance
Long Island City NY - New York reverse mortgage -- Mortgage World Bankers , Queens County      Click to request assistance
Mahopac NY - New York home equity loan -- Putnam Capital Services , Putnam County      Click to request assistance
Malta NY - New York home equity loan -- Pinnacle Realty LLC , Saratoga County      Click to request assistance
Manhasset NY - New York reverse mortgage -- Reverse Mortage By Carteret , Nassau County      Click to request assistance
Manhattan NY - New York home equity loan -- Guardian First Funding Group , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- American Home Mortgage , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Mortgage It Inc , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Reverse Thread , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Park Place Home Mortgage , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Mortgage Sidekick , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Guaranteed Home Mortgage Company Inc , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Walden Group The , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Mortage Alliance Ltd , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Community Mortgage Consulting Group Inc , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- M & T Mortgage Corporation , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Greenpoint Mortgage , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Residential Capital Corp , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Cooper Horowitz Inc , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Brookside Mortgage Co , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Palestra Venture Partners , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Mortgage Equicap LLC , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Macquarie Capital Partners , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Deas Financial Services , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- American Success Mortgage Inc , New York County      Click to request assistance
Manhattan NY - New York reverse mortgage -- Commercial Capital Initiatives Inc , New York County      Click to request assistance
Manhattan NY - New York home equity loan -- Morningstar Mortgage Bankers Inc , New York County      Click to request assistance
Maspeth NY - New York home equity loan -- Maspeth Federal Savings , Queens County      Click to request assistance
Massapequa NY - New York reverse mortgage -- Bon Anno Real Estate , Nassau County      Click to request assistance
Medford NY - New York home equity loan -- Netlink Funding Corp , Suffolk County      Click to request assistance
Melville NY - New York reverse mortgage -- Mortgage Plus Equity & Loan Corp , Suffolk County      Click to request assistance
Melville NY - New York home equity loan -- DSW Lending , Suffolk County      Click to request assistance
Mspqua NY - New York reverse mortgage -- Lightning Funding Inc , Nassau County      Click to request assistance
Nanuet NY - New York home equity loan -- Reverse Mortgage Specialists , Rockland County      Click to request assistance
Napanoch NY - New York reverse mortgage -- Eastern NY Federal Credit Union , Ulster County      Click to request assistance
Nassau NY - New York home equity loan -- At Home Mortgage , Nassau County      Click to request assistance
New Hartford NY - New York home equity loan -- First Source Federal Credit Union , Oneida County      Click to request assistance
New Paltz NY - New York reverse mortgage -- Cliffco Mortgage Bankers , Ulster County      Click to request assistance
New York NY - New York home equity loan -- GMAC Mortgage Corporation , New York County      Click to request assistance
New York NY - New York reverse mortgage -- First Republic Bank , New York County      Click to request assistance
New York NY - New York home equity loan -- Opt America Mortgage Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Icon Funding Group , New York County      Click to request assistance
New York NY - New York home equity loan -- Today's Mortgage Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Guardian Mortgage Capital Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Wall Street Financial Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- New Century Mortgage , New York County      Click to request assistance
New York NY - New York home equity loan -- JP Morgan Chase Bank-Mortgage Sales , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Mercury Capital Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Mortgage Access Corporation , New York County      Click to request assistance
New York NY - New York reverse mortgage -- The New York Mortgage Company LLC , New York County      Click to request assistance
New York NY - New York home equity loan -- Steward Mortgage Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Northern Funding LLC , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Equity Now , New York County      Click to request assistance
New York NY - New York home equity loan -- Rosenthal Mortgage Bankers Ltd , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Luxury Mortgage Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- United Republic Mortgage , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Nmc Mortgage Network , New York County      Click to request assistance
New York NY - New York home equity loan -- Countrywide , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Approved Funding Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Madison Capital , New York County      Click to request assistance
New York NY - New York home equity loan -- Sheppard Lindsay Assocs , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Harrison Funding Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Basik Funding , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Sackman Enterprises Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- A To Z Mortage Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Interest Investment Firm , New York County      Click to request assistance
New York NY - New York home equity loan -- Atlas Home Equities , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Apple Mortgage Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Positive Services Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Mortage Alliance Ltd , New York County      Click to request assistance
New York NY - New York home equity loan -- Iron Mortgage , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Insignia Financial Group , New York County      Click to request assistance
New York NY - New York home equity loan -- Henry Richards Mortgages & Loans , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Preferred Empire Mortgage , New York County      Click to request assistance
New York NY - New York home equity loan -- Advent Funding Co , New York County      Click to request assistance
New York NY - New York home equity loan -- Continental Funding , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Universal Mortgage Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- East West Best Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- New N & J Service Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- First National Bank Of Long Island The , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Hanover Capital , New York County      Click to request assistance
New York NY - New York home equity loan -- Financial Independence Group Of America , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Corp Housing Equity , New York County      Click to request assistance
New York NY - New York home equity loan -- National Cooperative Bank , New York County      Click to request assistance
New York NY - New York home equity loan -- Oxford Wellington Co Ltd , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Barron Mortgage Group Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Trachtman & Bach , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Panam Mortgage , New York County      Click to request assistance
New York NY - New York home equity loan -- Punia & Marx Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Columbia Home Loans LLC , New York County      Click to request assistance
New York NY - New York home equity loan -- Professional Mortgage Bankers Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Split Rock Group LLC , New York County      Click to request assistance
New York NY - New York home equity loan -- Lender & Associates PC , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Wilson Funding Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Triangle Mortgage Services Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- United Home Mortgage Co , New York County      Click to request assistance
New York NY - New York home equity loan -- Home Metro , New York County      Click to request assistance
New York NY - New York reverse mortgage -- First Republic Bank , New York County      Click to request assistance
New York NY - New York home equity loan -- Mortgagelt , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Money Warehouse Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Bio Balance Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Sandford Scott & Company , New York County      Click to request assistance
New York NY - New York home equity loan -- Robbins & Lloyd Mortgage , New York County      Click to request assistance
New York NY - New York home equity loan -- First American Mortgage Trust , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Chase Home Finance , New York County      Click to request assistance
New York NY - New York home equity loan -- Strategic Capital Group , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Chambre Co Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Weston Equities Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Greenlight Funding Mortgage Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Genesis Mortgage Finance , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Doral Financial , New York County      Click to request assistance
New York NY - New York home equity loan -- Trump Mortgage , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Park Avenue Mortgage Group Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Pan Am Mortgage , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Inland Mortgage Capital Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Amerifund Home Mortgage LLC , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Americas Trusted Mortgage , New York County      Click to request assistance
New York NY - New York home equity loan -- Homebridge Mortgage Bankers Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Davis Mortgage Registered Mortgage Brokers , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Capmark Financial , New York County      Click to request assistance
New York NY - New York home equity loan -- Weiner Keane Buying Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Consumer Equity Mortages , New York County      Click to request assistance
New York NY - New York home equity loan -- Homestate Funding Solutions , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Positive Mortgage Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Mortgage Commitments Inc , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Manhattan Mortgage Co Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Longview Capital Advisors LLC , New York County      Click to request assistance
New York NY - New York home equity loan -- Chartered Finance & Realty Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Global Home Loans & Finance , New York County      Click to request assistance
New York NY - New York home equity loan -- Tribeca Lending Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Streamline Mortgage Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Kensington Capital Partners LLC , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Good Luck Funding Services Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Best Champion Financial , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Decisionone , New York County      Click to request assistance
New York NY - New York home equity loan -- Carver Federal Savings , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Bank of America , New York County      Click to request assistance
New York NY - New York home equity loan -- Rockefeller Capital Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- A Keystone of New York Mortgage Inc , New York County      Click to request assistance
New York NY - New York home equity loan -- Albe Mortgage Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Melville Mortgage Group LLC , New York County      Click to request assistance
New York NY - New York home equity loan -- Aegis Capital Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- FCMC Mortgage Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Mutual Funding Corp , New York County      Click to request assistance
New York NY - New York home equity loan -- Southern Star Mortgage , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Silverstone Mortgage , New York County      Click to request assistance
New York NY - New York home equity loan -- Guardhill Financial Corp , New York County      Click to request assistance
New York NY - New York reverse mortgage -- New York Mortgage Resources , New York County      Click to request assistance
New York NY - New York home equity loan -- Home Funding , New York County      Click to request assistance
New York NY - New York reverse mortgage -- Mortgage Commitments Inc , New York County      Click to request assistance
Newburgh NY - New York home equity loan -- Empire State Bank NA , Orange County      Click to request assistance
Norwich NY - New York home equity loan -- Eagle Nationwide Mortgage Company , Chenango county      Click to request assistance
Patchogue NY - New York reverse mortgage -- Choice Home Mortgage Services , Suffolk County      Click to request assistance
Pittsford NY - New York home equity loan -- First Rochester Mortgage Corp - Branch 2 , Monroe County      Click to request assistance
Pittsford NY - New York reverse mortgage -- Liberty Home Funding , Monroe County      Click to request assistance
Plattsburgh NY - New York home equity loan -- Lake City Mortgage , Clinton County      Click to request assistance
Plattsburgh NY - New York reverse mortgage -- M&T Bank - Mortgage Division , Clinton County      Click to request assistance
Poughkeepsie NY - New York home equity loan -- TEG Federal Credit Union , Dutchess County      Click to request assistance
Poughkeepsie NY - New York reverse mortgage -- Action Capital Mortgage , Dutchess County      Click to request assistance
Poughkeepsie NY - New York home equity loan -- First Corp The , Dutchess County      Click to request assistance
Rego Park NY - New York reverse mortgage -- Dollarwise Mortgage , Queens County      Click to request assistance
Richmond Hill NY - New York home equity loan -- Shariar Uddin (Capital Plus Corp) , Queens County      Click to request assistance
Richmond Hill NY - New York reverse mortgage -- Seby Mortgage Inc , Queens County      Click to request assistance
Rochester NY - New York home equity loan -- Center Pointe Mortgage , Monroe County      Click to request assistance
Rochester NY - New York reverse mortgage -- Homechex Reverse Mortgage , Monroe County      Click to request assistance
Rochester NY - New York home equity loan -- First Rochester Mortgage Corp , Monroe County      Click to request assistance
Rochester NY - New York home equity loan -- Clearway Mortgage/John "Spider" Wentworth , Monroe County      Click to request assistance
Rochester NY - New York reverse mortgage -- Premium Mortgage Corporation , Monroe County      Click to request assistance
Rochester NY - New York home equity loan -- Elite Associates , Monroe County      Click to request assistance
Rockville Centre NY - New York reverse mortgage -- Klein Bank Financial Services , Nassau County      Click to request assistance
Rome NY - New York home equity loan -- HCI Mortgage , Oneida County      Click to request assistance
Rye NY - New York reverse mortgage -- Nantucket Equities , Westchester County      Click to request assistance
Sangerfield NY - New York home equity loan -- First Pioneer Farm Credit ACA , Oneida County      Click to request assistance
Saratoga Springs NY - New York reverse mortgage -- First Rate Funding , Saratoga County      Click to request assistance
Saratoga Springs NY - New York home equity loan -- Allied Mortgage Services , Saratoga County      Click to request assistance
Scarsdale NY - New York home equity loan -- Banner Mortgage Group Inc , Westchester County      Click to request assistance
Skaneateles NY - New York reverse mortgage -- Exit First Realty , Onondaga County      Click to request assistance
Somers NY - New York home equity loan -- Putnam County Savings Bank , Westchester County      Click to request assistance
Stamford NY - New York reverse mortgage -- Catskill Mortgage , Delaware County      Click to request assistance
Staten Island NY - New York home equity loan -- Liberty Mortgage of Staten Island , Richmond County      Click to request assistance
Staten Island NY - New York reverse mortgage -- Empire State Bank NA , Richmond County      Click to request assistance
Staten Island NY - New York home equity loan -- First Citywide Mortgage , Richmond County      Click to request assistance
Staten Island NY - New York reverse mortgage -- Mary Anne Lange Home Mortgage, Richmond County      Click to request assistance
Staten Island NY - New York home equity loan -- Island Capital Services LLC , Richmond County      Click to request assistance
Syracuse NY - New York reverse mortgage -- JDA Funding Corp , Onondaga County      Click to request assistance
Syracuse NY - New York home equity loan -- Funding Source , Onondaga County      Click to request assistance
Syracuse NY - New York reverse mortgage -- Blackthorne Funding LLC , Onondaga County      Click to request assistance
Syracuse NY - New York home equity loan -- Visions Federal Credit Union , Onondaga County      Click to request assistance
Syracuse NY - New York reverse mortgage -- Home Solutions CNY Ltd , Onondaga County      Click to request assistance
Syracuse NY - New York home equity loan -- Commonfund Mortgage Corp , Onondaga County      Click to request assistance
Tarrytown NY - New York home equity loan -- Nocera Agency Inc , Westchester County      Click to request assistance
Ticonderoga NY - New York reverse mortgage -- Ticonderoga Federal Credit Union , Essex County      Click to request assistance
Valley Stream NY - New York home equity loan -- Homecrest Home Mortgage , Nassau County      Click to request assistance
Vestal NY - New York reverse mortgage -- Tioga State Bank , Broome County      Click to request assistance
Wappingers Falls NY - New York home equity loan -- Shadowood Mortgage Corp , Dutchess County      Click to request assistance
Watertown NY - New York reverse mortgage -- Northern Federal Credit Union , Jefferson County      Click to request assistance
Watertown NY - New York home equity loan -- Hefferon Real Estate , Jefferson County      Click to request assistance
Westbury NY - New York reverse mortgage -- Lynx Mortgage Bank, LLC , Nassau County      Click to request assistance
White Plains NY - New York home equity loan -- Premier Capital Mortgage , Westchester County      Click to request assistance
White Plains NY - New York home equity loan -- Pronto Funding LLC , Westchester County      Click to request assistance
White Plains NY - New York reverse mortgage -- Westchester Federal Credit Union , Westchester County      Click to request assistance
White Plains NY - New York home equity loan -- Tyrones Clean Credit , Westchester County      Click to request assistance
White Plains NY - New York reverse mortgage -- Action Capital , Westchester County      Click to request assistance
WhtPlns NY - New York home equity loan -- Jennings Mortgage Company , Westchester County      Click to request assistance
Woodbury NY - New York reverse mortgage -- Amston Reverse Mortgages , Nassau County      Click to request assistance
Woodhaven NY - New York home equity loan -- Universal Credit Services Inc , Queens County      Click to request assistance

 

Contact New York Reverse Mortgage Services

For the convenience of the public, care providers are listed on this page to show services available in a particular area. We cannot verify the business practice or the background of providers listed on this page. As a result, we do not provide contact information. Members of the New York Care Planning Council, listed on this site, have agreed to abide by a code of ethics. If you wish to contact a member of the New York Care Planning Council regarding any of the eldercare services listed on this page, please fill out the form below and a council member will contact you. Please be aware that your information may be shared with other members of the Care Planning Council who might be able to help you as well. Read Our Disclaimer.

 

About Reverse Mortgages

For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home-equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.

A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".

Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money for a down payment for a second home or to pay off debt. Popularity is skyrocketing. Over the last five years the number of reverse mortgages nationwide has tripled. The uses of this untapped wealth are only limited by a person's imagination.

For those seniors who are less fortunate but own a home, a reverse mortgage can allow them to remain in the home by creating extra income. It can also allow for remodeling or repairs and when the time comes to sell, the investment in the home can make it more valuable.

 
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About Reverse Mortgages

 

For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home-equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.

A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".

Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money for a down payment for a second home or to pay off debt. Popularity is skyrocketing. Over the last five years the number of reverse mortgages nationwide has tripled. The uses of this untapped wealth are only limited by a person's imagination.

For those seniors who are less fortunate but own a home, a reverse mortgage can allow them to remain in the home by creating extra income. It can also allow for remodeling or repairs and when the time comes to sell, the investment in the home can make it more valuable.

False Beliefs

  • "The lender could take my house." The homeowner retains full ownership. The Reverse Mortgage is just like any other mortgage; you own the title and the bank holds a lien. You can pay it off anytime you like.
  • "I can be thrown out of my own home." Homeowners can stay in the home as long as they live, with no payment requirement.
  • "I could end up owing more than my house is worth." The homeowner can never owe more than the value of the home at the time the loan is due.
  • "My heirs will be against it." Experience demonstrates heirs are in favor of Reverse Mortgages.

Virtually anyone can qualify. You must be at least 62, own and live in, as a primary residence, a home [1-4 family residence, condominium, co-op, permanent mobile home, or manufactured home] in order to qualify for a reverse mortgage.

There are no income, asset or credit requirements. It is the easiest loan to qualify for.

A reverse mortgage is similar to a conventional mortgage. As an example:

  • The bank does not own the home but owns a lien on the property just as with any other mortgage
  • You continue to hold title to the property as with any other mortgage
  • The bank has no recourse to demand payment from any family member if there is not enough equity to cover paying off the loan
  • There is no penalty to pay off the mortgage early

The proceeds from a reverse mortgage are tax-free and can be used for any legal purpose you wish:

  • daily living expenses
  • home repairs and improvements
  • medical bills and prescription drugs
  • pay-off of existing debts
  • education, travel
  • long-term care and/or long-term care insurance
  • financial and estate tax plans
  • gifts and trusts
  • to purchase life insurance
  • or any other needs you may have.

The amount of reverse mortgage benefit for which you may qualify, will depend on

  • your age at the time you apply for the loan,
  • the reverse mortgage program you choose,
  • the value of your home, current interest rates,
  • and for some products, where you live.

As a general rule, the older you are and the greater your equity, the larger the reverse mortgage benefit will be (up to certain limits, in some cases). The reverse mortgage must pay off any outstanding liens against your property before you can withdraw additional funds.

The loan is not due and payable until the borrower no longer occupies the home as a principal residence (i.e. the borrower sells, moves out permanently or passes away). At that time, the balance of borrowed funds is due and payable, all additional equity in the property belongs to the owners or their beneficiaries.

There are three reverse mortgage loan products available, the FHA - HECM (Home Equity Conversion Mortgage), Fannie Mae - HomeKeeper®, and the Cash Account programs. Over 90% of all reverse mortgages are HECM contracts.

The costs associated with getting a reverse mortgage are similar to those with a conventional mortgage, such as the origination fee, appraisal and inspection fees, title policy, mortgage insurance and other normal closing costs. With a reverse mortgage, all of these costs will be financed as part of the mortgage prior to your withdrawal of additional funds.

You must participate in an independent Credit Counseling session with a FHA-approved counselor early in the application process for a reverse mortgage. The counselor's job is to educate you about all of your mortgage options. This counseling session is at no cost to the borrower and can be done in person or, more typically, over the telephone. After completing this counseling, you will receive a Counseling Certificate in the mail which must be included as part of the reverse mortgage application.

You can choose 3 options to receive the money from a reverse mortgage:

1) all at once (lump sum);

2) fixed monthly payments (for up to life);

3) a line of credit; or a combination of a line of credit and monthly payments. The most popular option, chosen by more than 60 percent of borrowers, is the line of credit, which allows you to draw on the loan proceeds at any time.

Keeping money in a reverse mortgage line of credit in most states will not count as an asset for Medicaid eligibility as this would be considered a loan and not a resource for Medicaid spend down. However transferring the money to an investment or to a bank account would represent an asset and would trigger a spend down requirement. Please note however that distinguishing between what portion of reverse mortgage proceeds might be counted as a loan and what portion as an asset is not a simple black and white decision. It is best to get an opinion from an elder attorney in your state.

If a senior homeowner chooses to repay any portion of the interest accruing against his borrowed funds, the payment of this interest may be deductible (just as any mortgage interest may be). A reverse mortgage loan will be available to a senior homeowner to draw upon for as long as that person lives in the home. And, in some cases, the lender increases the total amount of the line of credit over time (unlike a traditional Home Equity Line whose credit limit is established at origination). If a senior homeowner stays in the property until he or she dies, his or her estate valuation will be reduced by the amount of the debt.

At the death of the last borrower or the sale of the home, the loan is repaid from equity in the home. Any remaining equity (which is often the case) goes to the heirs. Almost all reverse mortgages are the HECM loan which is guaranteed by FHA mortgage insurance. If there is not enough equity to cover the loan, the insurance satisfies the loan by paying the deficit. With a HECM loan, the bank will never come after the heirs to satisfy the mortgage obligation.